The Bima Sakhi Yojana, launched by the central government in collaboration with LIC (Life Insurance Corporation), is a revolutionary scheme designed to empower women economically and socially. This three-year stipend-based program provides financial support and encourages women to build careers as Mahila Career Agents (MCA). The initiative not only offers monetary benefits but also paves the way for women to achieve self-reliance and professional growth in the insurance sector. With its nationwide reach, the scheme is transforming lives by equipping women with the tools they need to succeed.
The scheme aims to foster financial independence among women, ensuring they have stable income opportunities. By incentivizing employment in the insurance domain, LIC Bima Sakhi Yojana opens new doors for women to enhance their skillset and contribute to their families’ economic well-being. This initiative is a testament to the government’s commitment to promoting gender equality and creating a supportive ecosystem for women in the workforce.
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Overview of Bima Sakhi Yojana
Feature | Details |
---|---|
Scheme Name | LIC Bima Sakhi Yojana |
Type | Government Scheme |
Eligibility | 10th pass |
Age | Women aged 18-70 years |
Financial Benefits | Monthly stipends (₹7000 in Year 1, ₹6000 in Year 2, ₹5000 in Year 3) |
Additional Earnings | First-year commission of ₹48,000 (excluding bonus commission) |
Application Mode | Online |
Official Website | licindia.in |
What is the LIC Bima Sakhi Yojana?
The LIC Bima Sakhi Yojana is a joint initiative by the central government and LIC to promote women’s participation in the insurance sector. Under this scheme, women are recruited as Mahila Career Agents and provided with stipends for three years to support their journey toward economic empowerment. This scheme is open to women across India, ensuring opportunities for all eligible candidates.
Key Features of the Scheme
- Three-Year Stipend Plan: Women will receive monthly stipends to support them while they work as LIC agents.
- Encourages Employment: The program incentivizes women to build careers in the insurance industry.
- Focus on Financial Independence: By providing financial aid, the scheme encourages women to contribute to household incomes.
Benefits Under Bima Sakhi Yojana
The scheme offers the following benefits to women who join as Mahila Career Agents:
Monthly Stipends
Stipend Year | Monthly Stipend Amount |
---|---|
First Year | ₹7000 |
Second Year | ₹6000 (provided at least 65% of policies sold in the first year remain effective) |
Third Year | ₹5000 (provided at least 65% of policies sold in the second year remain effective) |
Commission Earnings
- First-year commission: ₹48,000 (excluding bonus commission).
- Additional earnings based on policy performance.
Bima Sakhi Yojana Eligibility Criteria
To benefit from the Bima Sakhi Yojana, candidates must meet the following eligibility requirements:
- Gender: Only women are eligible for this scheme.
- Age:
- Minimum: 18 years
- Maximum: 70 years
- Educational Qualification:
- Minimum: 10th pass
Bima Sakhi Yojana Documents Required
Applicants must submit the following documents during the online application process:
- Photograph: Recent passport-size photograph.
- Age Proof: Self-attested copy of age proof.
- Address Proof: Self-attested copy of address proof.
- Educational Qualification: Self-attested copy of 10th pass certificate or equivalent.
Application Process for Bima Sakhi Yojana
Follow these simple steps to apply for the Bima Sakhi Yojana and start your journey toward financial empowerment:
- Visit the Official Website or Scroll Down and Go to “Important Links” Section :
- Go to the LIC official website at licindia.in.
- Click on the “Apply Online” link.

- Read Scheme Details:
- A new page will open, providing detailed information about the scheme.
- Open the Application Form:
- Click on the “Click Here For Bima sakhi” option.
- The application form will appear on your screen (See Below).

- Fill Out the Form:
- Enter all required personal and professional details accurately.
- Upload scanned copies of the necessary documents, including age proof, address proof, and educational certificates.
- Review and Submit:
- Double-check the details entered in the form.
- Submit the application form online.
- Confirmation:
- After submission, you will receive a confirmation email or SMS from LIC regarding your application status.
Who Is Not Eligible for the Scheme?
Certain individuals are restricted from participating in the Bima Sakhi Yojana:
- Relatives of Existing Agents or Employees:
- Family members such as spouses, children (including adopted and stepchildren), parents, siblings, and in-laws.
- Former Agents:
- Retired employees or agents seeking reappointment are not eligible.
- Current LIC Agents:
- Existing LIC agents cannot apply under the MCA scheme.
Why Should Women Apply for Bima Sakhi Yojana?
- Financial Independence: The monthly stipend ensures a stable income during the initial years.
- Career Growth: The program opens doors to a promising career in the insurance industry.
- Nationwide Coverage: The scheme is accessible to women from every corner of India.
- Support System: LIC’s comprehensive training and mentorship help women excel in their roles.
Important Links
Apply Online | Click Here |
Official Website | Click Here |
Other Sarkari Yojana | Click Here |
Join Us on WhatsApp/Telegram | WhatsApp | Telegram |
Conclusion
The Bima Sakhi Yojana is a commendable initiative aimed at empowering women and encouraging them to explore careers in the insurance sector. With attractive financial benefits and support from LIC, this scheme serves as a stepping stone for women striving for financial independence and professional growth. If you meet the eligibility criteria, don’t miss this opportunity to transform your life. Apply online today and take the first step toward a brighter future!
For more details and to start your application, visit licindia.in.
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